BANKs EXAMs

🔘

• EXAM  RESULT

• RBI in Details

NABARD Grade A Prep :

NABARD Grade A 2019 exam : Below Questions were asked.

• Agricultural export zone of Cashew nuts in which state ?
• KALIA scheme (full form already given) belongs to which state ?
• Wireless charging stations in which country started ?
• Fat in double toned milk ?
• Specific gravity of milk measured by ?
• Buffalo milk is not yellowish due to lack of ? Carotene 
• Sussex is world famous breed of ?
• Street children world cup ambassador ?
• Honey Mission under which scheme ?
• Name air breathing fish which is high in demand ?
• Yellow revolution for ? Oilseeds 
• Sickle cell horns  in which buffalo ? Surti ?
• Central institute of medicinal and aromatic plants CIMAP research of CSIR at ? Lucknow ?
• who regulates agricultural markets ? APMC acts of states 
• Black soils are formed by which order ? Oxisols , vertisols ?? 
• Atal bhujal yojana does not cover which states ? 
• Pineapple planted in maximum area of which state ?
• Annadata sukhibhava scheme of state ?
• S stands in KUSUM scheme ?
• Target age group of PM gramin kaushal yojana ? 
• Full form of APEDA ?
• PM designated 2019 as Year of communication and technology ?
• Chairman of LIC appointed recently ?
• Seed rate of medium size wheat grains  ?
• Blue certificate to which seeds ?
• Recently appointed EAM ?
• NABVENTURES of which org ?
• RDIF under which org ?
• Doubling of farmers income from which year to till 2022 ?
• NITI Aayog formation date ?
• In Andhra Pradesh , new railway zone of vishakhapatnam has which 3 branches ?
• Purpose of Solar charkha mission ?
• Ayushman bhava scheme amount to be given for one year ?
• % premium in PMFBY , for Rabi , Kharif crops ?
• Objective of Drip Irrigation ?
• PMMY Loans for allied activities of agriculture under ? CGFMU ?
• PMGSY under which ministry ?
• Amount allocated to MGNREGA in 2019-20 budget ?
• Access to toilets by how much percent of population under recent survey of 2019 ?
• What are reasons of less LFPR of rural women as per Oxfam , mind the gap report ?
• According to SECC 2011 , percentage of small and marginal farmers ?
• Hectares of land of marginal farmers ?
• 4-10 hectares land by which type farmers ?
• In MH north KA , AP Grape vine are pruned in which monthly period ?
• PM shram yogi maan minimum amount to be paid and maximum age to get enrolled ?
• PMKVY under which ministry till which year ?
• pH value for Alkali soils : > 8 
• As per APEDA report 2011 16 , which items has been exported maximum in volume ?
• 2% subvention given by govt over how much percentage of interest in KCC ?
• Beneficiaries of KCC ?
• Merger of NSSO , CSO leads to NSO which will be headed by Secretary of MoSPI ???
• MSP is "announced" by whom ? CACP or Central Govt. ?
• Mitrashakti exercise between india and ? 
• Best actor in 91st academy oscar award ?
• Ravana 1 launched by which 
• Truecaller MD ?
• POSHAN mission under which ministry ?
• Under POSHAN Mission , Rashtriya poshan maah was celebrated in September 2018 ???? 
• Kanyashree sheme by which state ?
• Celestial bodies authored by ?
• Muga silk in which state ?
• Gobardhan scheme of which ministry ?
• MUDRA full form ?
• National institute of Orchids located at ?
• TRIFED is used to benefits of ??? 
• Udhyam Abhilasha in 115 Aspirational districts launched by ?
• NRETP by GoI , world bank in which R stands for ?
• As per 10th agricultural census , % of small and marginal farmers in India ?
• Indira grah jyoti yojana to provide 100 units free electricity in which state ?
• Under all india rural financial inclusion NAFIS 2016-17 of Nabard , % of agricultural households out of rural households in India ?
• STRIVE , SANKALP schemes were supported by ? 
• Atal solar krishi pump yojana by which state ?
• WLB of WB, UN women , sidbi has initial corpus ?
• Soura Jalnidhi scheme by which state , purpose ?
• PAISA under DAY NRLM  designed by which Bank ?
• DAY NRLM under which ministry ?
• DAY NRLM implemented by ?? SHG 
• In SECC  2011,  % of landless rural farmers get income from manual labor ??
• RBI's raised collateral free agricultural loans ?
• Priority sector lending targeted for non corporate agricultural farmers in % ? 
• Food and nutritional security to farmers women under which ? NFSM 
• Number of New jobs created in 5 years of PMEGP ? 
• NITI AAYOG's 4th edition theme ?
• World population report , Population of India  ??? 1.36 B
• IMPREES launched by ?
• Saubhagya mission targets to whom. ?
• NAPCC launched for the which purpose ? 
• Under PMSYM , GOI and pensionor contribute in which proportion ?

• Bits in IPv4 and IPv6 ?
• Which is Back up memory in computer ?
• Workgroup to be accessed in excel by ?
• Find a text in word by ?
• Finder is search engine ?
• Secondary memory is flash memory ?
• micro , super , mainframe cost compare 

NABARD Phase I – Preliminary Exam 200 Questions — 200 Marks — 120 Minutes
Test of Reasoning		20 Marks
English Language		40 Marks
Computer Knowledge		20 Marks
General Awareness		20 Marks
Quantitative Aptitude		20 Marks
Economic & Social Issues ( for Rural India)		40 Marks
Agriculture & Rural Development ( for Rural India)		40 Marks
Total Marks		200 Marks

• For appearing at the Main Examination , the calling ratio shall be 1:25  
• ( 17 Posts ---> 17 * 25 ===  425)

NABARD Phase II - Main Examination will be online

Paper I - General English : ( Descriptive - online through key board ) Duration : 1 ½ hrs – 100 Marks  The analytical and drafting abilities of the candidate shall be assessed through this Descriptive Paper on General English comprising essay writing, comprehension, report writing, paragraph writing & letter writing.

Paper–II (MCQ) : Duration: 1 ½ hrs  – 100 Marks ESI — Economic & Social Issues  ARD — Agriculture & Rural Development (focus on Rural India)

Phase II Interview : Applicants qualifying in the Phase-II Examination and securing sufficiently high rank in merit shall be short-listed for interview.  Marks for Interview : 25 Marks The calling ratio for Interview shall be 1:5

Paper II – Economic & Social Issues and Agriculture & Rural Development 

Economic & Social Issues : Nature of Indian Economy - Structural and Institutional features - Economic underdevelopment - Opening up the Indian Economy - Globalisation - Economic Reforms in India - Privatisation. Inflation - Trends in Inflation & their Impact on National Economy and Individual Income. 

Poverty Alleviation and Employment Generation in India - Rural and Urban - Measurement of Poverty - Poverty Alleviation Programmes of the Government. 

Population Trends - Population Growth and Economic Development - Population Policy in India. 

Agriculture - Characteristics / Status - Technical and Institutional changes in Indian Agriculture - Agricultural performance - Issues in Food Security in India - Non Institutional and Institutional Agencies in rural credit. 

Industry - Industrial and Labour Policy - Industrial performance - Regional Imbalance in India's Industrial Development - Public Sector Enterprises. 

Rural banking and financial institutions in India - Reforms in Banking/ Financial sector. 

Globalisation of Economy - Role of International Funding Institutions - IMF & World Bank - WTO - Regional Economic Co-operation. 

Social Structure in India - Multiculturalism - Demographic trends - Urbanisation and Migration - Gender Issues Joint family system - Social Infrastructure - Education - Health and Environment. Education - Status & System of Education - Socio -Economic Problems associated with Illiteracy - Educational relevance and educational wastage - Educational Policy for India. 

Social Justice: Problems of scheduled castes and scheduled tribes - socio-economic programmes for scheduled castes and scheduled tribes and other backward classes. 

Positive Discrimination in favour of the under privileged - Social Movements - Indian Political Systems - Human Development. Current Economic & Social Issues. 

Agriculture & Rural Development: 

Agriculture: definition, meaning and its branches, Agronomy: definition, meaning and scope of agronomy. 

Classification of field crops. 

Factors affecting on crop production, Agro Climatic Zones; Cropping Systems: Definition and types of cropping systems. 

Problems of dry land agriculture; Seed production, seed processing, seed village; Meteorology: weather parameters, crop-weather advisory; Precision Farming, System of Crop Intensification, organic farming; 

a) Soil and Water Conservation : Major soil types, soil fertility, fertilisers, soil erosion, soil conservation, watershed management; 

b) Water Resource: Irrigation Management: types of irrigation, sources of irrigation, crop-water requirement, command area development, water conservation techniques, micro-irrigation, irrigation pumps, major, medium and minor irrigation. 

c) Farm and Agri Engineering : Farm Machinery and Power, Sources of power on the farm- human, animal, mechanical, electrical, wind, solar and biomass, bio fuels, water harvesting structures, farm ponds, watershed management, Agro Processing, Controlled and modified storage, perishable food storage, godowns, bins and grain silos. 

d) Plantation & Horticulture: Definition, meaning and its branches. Agronomic practices and production technology of various plantation and horticulture crops. Post-harvest management, value and supply chain management of Plantation and Horticulture crops. 

e) Animal Husbandry: Farm animals and their role in Indian economy, Animal husbandry methods in India, common terms pertaining to different species of livestock, Utility classification of breeds of cattle. Introduction to common feeds and fodders, their classification and utility. Introduction to poultry industry in India (past, present and future status), Common terms pertaining to poultry production and management. Concept of mixed farming and its relevance to socio-economic conditions of farmers in India. Complimentary and obligatory nature of livestock and poultry production with that of agricultural farming. 

f) Fisheries: Fisheries resources, management and exploitation - freshwater, brackish water and marine; Aquaculture- Inland and marine; biotechnology; post-harvest technology. Importance of fisheries in India. Common terms pertaining to fish production. 

g) Forestry: Basic concepts of Forest and Forestry. Principles of silviculture, forest mensuration, forest management and forest economics. Concepts of social forestry, agroforestry, joint forest management. Forest policy and legislation in India, India State of Forest Report 2015. Recent developments under Ministry of Environment, Forest and Climate Change. 

h) Agriculture Extensions: Its importance and role, methods of evaluation of extension programmes, Role of Krishi Vigyan Kendra's (KVK) in dissemination of Agricultural technologies.

i) Ecology and Climate Change: Ecology and its relevance to man, natural resources, their sustainable management and conservation. Causes of climate change, Green House Gases (GHG), major GHG emitting countries, climate analysis, distinguish between adaptation and mitigation, climate change impact to agriculture and rural livelihood, carbon credit, IPCC, UNFCCC, CoP meetings, funding mechanisms for climate change projects, initiatives by Govt of India, NAPCC, SAPCC, INDC. 

j) Present Scenario of Indian Agriculture and Allied activities; recent trends, major challenges in agriculture measures to enhance viability of agriculture. Factors of Production in agriculture; Agricultural Finance and Marketing; Impact of Globalization on Indian Agriculture and issues of Food Security; Concept and Types of Farm Management. 

Rural Development: Concept of Rural Area, Structure of the Indian Rural EconomyImportance and role of the rural sector in India- Economic, Social and Demographic Characteristics of the Indian rural economy, causes of Rural Backwardness. 

Rural population in India; Occupational structure, Farmers, Agricultural Labourers, Artisans, Handicrafts, Traders, Forest dwellers/tribes and others in rural India- Trends of change in rural population and rural work force; problems and conditions of rural labour; Issues and challenges in Handlooms 

Panchayati Raj Institutions – Functions and Working. MGNREGA, NRLM – Aajeevika, Rural Drinking water Programmes, Swachh Bharat, Rural Housing, PURA and other rural development programmes. 

RBI Grade B 2018 Exam :

Prelims Experience on 16th Aug :

Total marks : 200      Time : 120 Minutes

RBI Grade B Sections	Questions & Marks	Appeared Ques
General Awareness	80	ISRO Satellites Brahmos , S400 RBI latest News (CRR, SLR etc) Latest Banking News Unesco Tags latest
English Language	30	Comprehension , Passage
Reasoning	60	Seating Arrangement ,
Quantitative	30	Misc. , DI ,

I attempted 153 out of 200 Questions. Overall General Awareness had more weightage in the exam and most questions were appeared from July and August Months related to RBI , Bankings in India , Business etc. 

MAINS Preparation :  It have 3 papers each of 100 marks in 90 Mins.

Papers Name	Type	Marks	Time
ESI	Objective	100	90 Mins
English Essay ( type with help of keyboard)	Descriptive	100	90 Mins
F&M	Objective	100	90 Mins

2014 RBI Grade B phase 2 English Essays


Paper- I - ESI  Economic and social Issues:

Growth and Development – Measurement of growth: 

Economic Growth : Increase in GDP (long term increase in real national income or real national output )
Economic Development : Increase in Quality of Life


National Income and per capita income – 
Poverty Alleviation and Employment Generation in India – Sustainable Development and Environmental issues. 

Economic Reforms in India – 
Industrial and Labour Policy – 
Monetary and Fiscal Policy – 
Privatization – 
Role of Economic Planning. 

Globalization – Opening up of the Indian Economy – Balance of Payments, Export-Import Policy – 

International Economic Institutions – IMF and World Bank – WTO – Regional Economic Co-operation. 

Social Structure in India – Multiculturalism – Demographic Trends – Urbanization and Migration – Gender Issues – 

Social Justice : Positive Discrimination in favour of the under privileged – Social Movements – Indian Political System – Human Development – Social Sectors in India, Health and Education.

Suggested reference material:

Books: Indian Economy: Uma Kapila.(Series of Books) Indian Economy: Mishra Puri. (Latest Edition) Growth And Development : Devraj Ray Sociology: C.N. Shankar Rao	Magazines//Reports: E&P Weekly Southern Economist Yojana Business India RBI Bulletins
News Papers: 1. Economic Times  2. Hindu,  3. Business Standard	Reports: World Development Report Economic Survey of India

Paper- II - English (Writing Skills):
The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic.

Paper- III - F&M Finance and Management :

                                  (I) Finance

          
(a)Financial System

• Regulators of Banks and Financial Institutions
• Reserve Bank of India- functions and conduct of monetary policy, Banking System in India, Financial Institutions – SIDBI, EXIM, NABARD, NHB, etc.

(b) Financial Markets : 
Primary and Secondary Markets (Forex, Money, Bond, Equity), functions, instruments, recent developments.

(c) General Topics

1. Risk Management in Banking Sector

2. Basics of Derivatives : Forward, Futures and Swap
3. Changing Landscape of Banking sector
4. Recent Developments in the Financial Sector, Portfolio Investment, Public Sector Reforms, Disinvestments

5. Financial Inclusion- use of technology
6. Alternate source of finance, private and social cost-benefit, Public-Private Partnership PPP
7. Corporate Governance in Banking Sector, role of e-governance in addressing the issues of corruption and inefficiency in the government sector.

8. The Union Budget – 

• Direct and Indirect taxes; 
• Non-tax sources of Revenue, 
• GST, 
• 13th Finance Commission and GST, 
• Finance Commission, 
• Fiscal Policy, 
• Fiscal Responsibility and Budget Management Act (FRBM)

9. Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI - components and trends.

Suggested reference material:

1. An introduction to Economics – A W Stonier and D C Hauge
2. Monetary Theory and Public Policy – Kenneth Kurihara
3. Indian Economy – Mishra and Puri
4. Indian Economy – R. Dutt and KPM Sundaram
5. Economic Growth and Development – Mayer and Baldwin
6. Major economic newspapers and Economic and Political Weekly
7. Public Finance – K K Andley and Sundaram
8. Financial Management – Prasanna Chandra

(II) Management:

Management:

•  Its nature and scope; 
• The Management Processes; Planning, Organisation, Staffing, Directing and Controlling; 
• The Role of a Manager in an Organisation. 

Leadership: 

• The Tasks of a Leader; 
• Leadership Styles; 
• Leadership Theories; 
• A successful Leader versus an effective Leader. 

HRD Human Resource Development: 

• Concept of HRD; 
• Goals of HRD; 
• Performance Appraisal – Potential appraisal and development – Feedback and Performance Counselling – Career Planning – Training and Development – Rewards – Employee Welfare. 
• Motivation, Morale and Incentives: 
• Theories of Motivation; How Managers Motivate; Concept of Morale; Factors determining morale; Role of Incentives in Building up Morale. 

Communication: 

• Steps in the Communication Process; 
• Communication Channels; 
• Oral versus Written Communication; 
• Verbal versus non-verbal Communication; 
• upward, downward and lateral communication; 
• Barriers to Communication, Role of Information Technology. 

Corporate Governance: 

• Factors affecting Corporate Governance; 
• Mechanisms of Corporate Governance.

The questions on this section will be basic in nature.

Behaviourally anchored rating scales (BARS) : The Scales used to rate performance are normally presented vertically with scale points ranging from five to nine. 

It is an appraisal method that aims to combine the benefits of narratives, critical incidents, and quantified ratings by anchoring a quantified scale with specific narrative examples of good, moderate, and poor performance.

DIFFERENCE BETWEEN GRATUITY AND SEVERANCE package

• Severance is paid when an employee is declared redundant. Gratuity is a lump sum amount that an employer pays an employee if he/she retires or resigns from employment. 
• An employee does not contribute any portion of her salary towards this amount.
• Gratuity is only paid out at the time of retirement or resignation, and in the event of death or being rendered disabled because of an accident or illness. 
• On the other hand, severance is offered to an employee upon being laid off from a company. 
• The receipt of a severance package is contingent upon signing a severance agreement.

CGTMSE :

DICGC : ----> FRDI Bill

Commercial Paper :

FCCBs :

ACU Asian Clearing Union : 

Convertible Note : 

SEBI Grade A 2018 Exam :

Stream	Tests	Max Marks	Duration
General, Legal, Information  Technology and Engineering	General Awareness	40	120 minutes
	English Language	40
	Quantitative Aptitude	40
	Test of Reasoning	40
	Awareness of Securities Market	40

ASBA Applications supported by Blocked Amount : process developed by SEBI for applying to IPO.

SEBI 2018 | Syllabus for Awareness of Securities Markets

Securities Markets

• Indian Financial system – introduction – structure – finance commission – financial administration – receipts of the Government – Expenditures of the Government. 
• Capital markets – primary market – instruments – legal issues and regulations – secondary market – stock exchanges – brokers – trading in stock exchanges – forward trading – stock index – depositories – regulations 
• Bond Market- Money market, G.sec Market, Corporate bond market, Bond valuation, Duration, sensitivity, risk 
• Foreign Exchange market – exchange control – fixation of exchange rate – exchange control in India – FEMA – foreign exchange transactions of commercial banks in India – currency convertibility – currency forwards, futures and options – trading in foreign exchange market – relationship between money market and foreign exchange market. 
• Commodity market, commodity trading and exchanges 
• International capital markets – instruments – Guidelines – foreign investment in India and its regulations. 

Securities Law 

• Relationship between Company Law and securities law 
• Basic concepts related to securities law, like capital, public offer and securities 
• Historical Background of securities law 
• SEBI as a Market regulator, Powers and Functions of SEBI, Quasi legislative powers, executive powers and quasi-judicial powers 
• Regulating the intermediaries and Stock exchanges, Meaning and Type of securities, Securities Contract, Corporatization, Demutualization and regulation of stock exchange, Listing Agreement, Dematerlisation and Rematerlisation 
• Rights and duties of Depository (NSDL AND CSDL), Depository Participant, Issuer and beneficiary 
• Unpublished Price Sensitive Information (UPSI), Insider as connected person, Insider as the person having access to UPSI, Trading on the basis of UPSI 
• Mergers Amalgamation and takeovers, Types and legal processes during takeover, Substantial Acquisitions, Exemptions by law, Exemption BY SEBI 
• Public offer and disclosure requirements 
• Unfair Trade Practices in the securities market, Securities Market offences, Prohibition of Insider Trading 
• SEBI ICDR Regulations 
• Public Offer requirements 
• Role of SEBI as a Regulator 
• Securities Appellate Tribunal 
• Role of Courts in enforcing securities regulations 

• SEBI in Details      OPEN it in Doc

• Dividend Distribution Tax : as Corporate Direct Tax   (check)
• DCC District Consultative Committee under Lead Bank Scheme.
• 100% FDI in Single Brand Retail and ???
• Annuity is Investment in Insurance as Investor pays Lump sum and receive monthly payments. like NPS
• Beta : is how the Stock prices vary along with Volatility in benchmark returns. It is used as measure of systematic Risk and can be calculated by dividing "Covariance of Stock returns and Benchmark returns divided by variance in benchmark returns"
• Depositary Receipt : through which Investors can be allowed to invest in securities which are traded outside the country.
• Perpetuity : a bond or other security with no fixed maturity date.
• ITC Input tax credit in GST system : to prevent cascading of taxes.
• internal & external compensation alignment 
• Factor method for job evaluation and design
• McGregor -- Management Theory X and Y
• Perquisites vs Variable pay
• ADDIE training model
• 
  
• Operant theory for motivation
• Mc Clelland theory of Needs
• Type A people : Ambitious , Organised, Workaholics, High achievement oriented
• Type B People : relaxed 

GDP Growth Rate

Vocab :

Embezzlement is the act of withholding assets for the purpose of conversion of such assets, by one or more persons to whom the assets were entrusted, either to be held or to be used for specific purposes. Embezzlement is a type of financial fraud.

vociferous
gallantly
persuasive
prothorax
Munch & Crunch
extrinsic
intrinsic
dubious
viability
callow
inflate
winsome
wisecrack



Strangulation : forcefully making weakening
Sabotage , Wreck  :  deliberately destroy , damage
Treason : crime of betraying one's country
Treachery : betrayal , disloyalty
Allegiance : Locality or Commitment 
Not set in stone : Not confirmed

concocted : Making a dish by combining ingredients
brewed : Making tea or coffee by mixing hot water
Corpus : collection of written texts 
Politburo : Principal policy making committee of communist party
Clergy  : Body of all people for religious duties (in church)
Ushers : Person shows the seats to people in cinema or any ceremony
Compatriots : A fellow citizen or National of country
Burgeon : Begin to grow , Flourish , increase rapidly
Dwindle (opposite of ↑)
Ponder : Think before making a decision or conclusion
Aggrandise : Increase the power, wealth , Status
Heckle : interrupt a public speaker by abuse or aggressive comments
Vengeance :
Porcelain :
Mastiff :
Motif :
Disquiet
Gush :
Gaffe :
Presage :
Quaint :
Peculiar :
Mutilated :
Cessation :
Cushioned :
Thrive :
Nascent :
Flutter :
Descent :  
Dissent :
Redux :
Appease :
Mandrel :
Steeples :
Fibrosis
Quarries :
Aerobics 
Homilies
Gondolas :
Straddle :
Pent up
Strew
Afloat
Pristine :
Zephyr
Fora : plural of forum


Ship too had sailed ---> to have an opportunity pass by
Black Sheep : Odd or Disreputable Member

Beachgoers - a person who goes to the beach
Revelry- आनंदोत्सव
Neverthsless- के बावजूद
Littering- कूड़ा-कर्कट
Perversely- विकृत रूप से
Imbibe- आत्मसात् करना
Qualms- आशंका
Paucity- अभाव
Receptacles- संदूक
Microcosm- सूक्ष्म ब्रह्माण्ड
Inextricably- अलंघनीय(incapable of being disentangled or untied)
Juggernaut- प्रभावशाली शक्ति
Snags- चीरा लगाना, कठिनाई
Substantive- मूलभूत
Shrewd- समझदारीपूर्ण
Indispensable- अपरिहार्य
Utterly- पूर्ण रूप से
Rev up- to become more active
Plethora- अधिकता
Akin- समान गुण वाला
Reprieve- फांसी स्थगित करना
Gallop- सरपट दौड़ना
Fathom- पूर्ण रूप से समझना
Swathe- लपेटना
Incline- इच्छा करना
Foolhardy- दुःसाहसी
Saboteurs- तोड़-फोड़ करने वाला
Lampoon- निन्दा करना
Grassroot- मूलभूत
Dislocation- गड़बड़
Highs- प्रखर
Effluents- बहनेवाला
Tackle- काबू में करना
Malaise- बेचैनी
Intermediaries- मध्यवर्ती संस्थाएँ
Anecdotal- किस्सा संबंधी
Aquifers- जलवाही स्तर
En masse- in a group; all together.
Bulwark- चारदीवारी
Inching up- progress slowly

Intriguing ——> Interesting 

Outlandish —— > Alien

Intricate —> Detailed

Vicious —> Mean

Stifle —> Suppress or crush something 

Portend — Indication in advance about something gonna happen in future

 Penury —> Extreme Poverty

remuneration —> money paid for work 

ODIUM —Intense Hatred

Lucrative — Profitable , Money making 

Punctilious — A person extremely careful about his behavior

 Deplore — Regret Deeply 

Sentence Correct :

use of "Die" :

• die of : diseases
• die from malnutrition, Heart Attack , over eat
• die in : accident , poverty
• die for country
• die by suicide , bullet, sword